Computer Identity Theft - Know It All Here
As ecommerce is growing, so is computer identity theft. Beware, the thieves are smart! Everyday someone new is being victimized by the thieves as they use the Internet to steal information and cheat their unsuspecting victims. It all starts with a simple email wherein the recipient is informed of a problem with the credit card or an audit. The recipient views the sender of the email to be a respectable, such as their credit card company, Ebay, IRS and other similar businesses. The recipient feels that it is a valid email since there might be a reason to deal with the business or agency. The recipient is asked to respond to the email by providing data such as their Social Security number and other such data to solve the issue.
But when the email is answered the process of computer identity theft is initiated. The scammer immediately begins to use their identity online to make purchases, clear bank accounts, and even take out loans. The sad truth about identity theft is that the person whose identity is used to make the fraudulent purchases is often responsible for them. This can lead to financial disaster, particularly for people who are in a dangerous place financially.
Why Is This So Effective?
The dispatched emails look very official and this is one primary reason why computer identity theft can be carried out so easily. Sometimes they even redirect the consumer to a site that looks exactly like they would expect the site to look. They also make the consumer feel as though if they do not do something about the information in the e-mail, their account will be in serious jeopardy, or an expensive charge will be made to their account that they did not intend. The sense of urgency created by computer identity theft is one reason why it is so successful.
What Can You Do To Protect Yourself
Computer identity theft protection is relatively easy when you have an anti-spy ware program installed in your computer. Run it before doing any financial work online. This program will scan your computer for programs that record your personal information and send it to a third party. Remove these programs before you do anything online that could give your personal information away.
The email might look official but still refrain from clicking on an email from a company or agency. Instead, type in the address of the e-mail and put in your password. This ensures that you will not be taken for a ride, because you know the website address of the company.
There are just two tips for you to heed. Before you buy online, check whether the website is secured or not, normally you will see a yellow padlock in the bottom right hand corner of your screen, and no matter what, do not give your social security address, or account password or details online. Follow this advice and you can stop computer identity theft from affecting you and from getting worse.